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Confessions
of a Shopaholic 2020
in
2009 the film “Confessions of a shopaholic”
came out which is a film adaptation of the Shopaholic Book Series by
Sophie Kinsella https://www.bookseriesinorder.com/shopaholic/
But how many people
watched the film or read the book and took a leaf from the story line
and STOPPED using store cards, taking out loans, buying on HP instead
of living with in your financial means?
So maybe this year
is the year that you look at doing so.
Many people at this
time of year always buy or get brought the same things that can help
you to live more frugally and to achieve that one thing that you
would like to buy or pay for in the near future.
Some people would
have been given a diary, (if not you could get one in the January
sales or have an online one.) you have probably even been given a
self help book too.
So why not spend a
few minuets thinking about.
What is it really
want?
What is it that you
really need?
What is it that you
really desire?
On my blog you can
down load a budget c=sheet to help you plan your first or several
months budget to help reach that goal.
https://www.stepchange.org/Portals/0/img/debt-info/Budget_planner.pdf
Set a time frame and
pin it on the wall or fridge somewhere that you can see it every day
to motivate you.
If it is something
like a holiday then think about like rewards that you can buy to
motivate yourself too like a new swimming outfit.
If it is to buy a
new outfit, car or save for a house then again put up a picture.
Every month take a
few minuets to check where you are with your goal and where you are
going to keep your money too.
Are you going to
keep it in a tin in the house or open a new saving account with your
bank? The best way to not spend the money that you are looking at
saving I find is to out it some where else and keep it separate your
every day, weekly and monthly spending.
So cut up those
store cards, try to lower your over draft or get an account without
one. Try to set up any payment plans to settle any old or out
standing debts.
(use epically
certified sites to support you like debt line, CAB or GovUK website.)
Start small and
dream big.
02/01/2020
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